Universitat Internacional de Catalunya
Financial and Banking Analysis
Other languages of instruction: Catalan, English,
Teaching staff
You can contact the teacher via email and also arrange a meeting via meet or zoom.
Introduction
One of the most difficult challenges that both entrepreneurs and businessmen face is obtaining the necessary resources to start a business or finance the needs of a company.
Normally, own funds are insufficient to meet all existing commitments, forcing a company to resort to external financing to be able to pay payroll, suppliers, supplies, productive investments, bank debt, dividends, etc.
Therefore, it is necessary that entrepreneurs and businessmen have a fluid relationship with financial institutions and understand their analysis criteria in order to ensure financing for their needs.
The subject shows how banks analyze companies that request credit operations to meet their working capital needs, productive investments or financial difficulties.
AFB is an itinerary of real cases with different business situations that aim to make you experience how risk committees make decisions through the use of professional tools.
You will study a wide variety of cases, from the start-up of a new family business to the acquisition of a company by a listed group.
Credit risk analysis is the perfect excuse to recognize the need to transform conventional financial analysis and focus decision making on cash flows.
In addition to learning about the most relevant banking products and their associated risks, you will learn to analyze companies from a professional point of view, developing your critical, argumentative and exposition skills.
At the end of the course, you will not only be able to justify the granting of different credit operations, but you will also know how to diagnose present and future financial problems that a company may have.
In addition, you will have very effective tools that you can apply throughout your professional career.
Pre-course requirements
High financial knowledge is not required, since the concepts are worked from the maximum simplicity and closeness. In fact, it costs more to abandon the old theoretical paradigms than to know finance from reality.
Objectives
- Mastering the most common financial concepts and tools in the banking business.
- Identify and interpret the relevant information of a company for decision making.
- Diagnose the situation of a company from cash flows.
- Determine if a financing operation will be sustainable in the long term.
- Learn to argue before a committee the decisions taken.
Learning outcomes of the subject
The course will allow you to develop your capacity for analysis and decision making. You will learn to identify key issues and interpret financial information to diagnose the economic-financial situation of a company.
AFB will provide you with useful tools for your professional life, especially if you are going to dedicate yourself to the financial world.
Syllabus
The cases used are disparate, present different economic sectors and reflect different business situations. You will have the opportunity to analyze both a world leading multinational company in its sector and small companies and entrepreneurial projects with their humble business plan.
Teaching and learning activities
In person
The learning method is based on the case method. It will be necessary to review the cases before class and also later to draw conclusions and consolidate learning.
Evaluation systems and criteria
In person
It is an eminently practical subject where the preparation of cases, weekly monitoring, class attendance and active participation with the basics to pass the subject.
The system will be based on continuous and progressive evaluation evaluating the participation, quality of the submissions and the evolution of the student.
The Business Banking module has a weight of 80% in the final grade, while Private Banking weights 20%. It is necessary to obtain a 5.0 to pass the course.
In case of not passing it, it will be necessary to take the second call and pass the exam with a 5.0.
Bibliography and resources
In the first phase of the subject, the teacher will provide a manual to help the student acquire basic knowledge and be able to properly follow the subject.